Lady Drivers Insurance

Females are generally considered much less of a risk than male drivers. Whilst accident rates are broadly similar, it is apparent from the figures that when ladies crash that the claims are smaller. This means that women's car insurance premiums tend to be on average 30% below that for males in a similar age group. This is particularly true for a lady below the age of 28.

From the age of 17, a lady is a better risk; this is even true whilst a young lady is learning to drive on a provisional license. There are many discounts available for a young lady; the main one is the pass plus certificate.

Pass plus is a series of extra lessons that a young lady driver can take following their test. This allows a car insurance discount of around 30% for the first year, it is in effect a years worth of no claims bonus.

Car Insurance for Lady Drivers
Girl Motor specialise in women's car insurance whether they have a full licence or are just learning. In particular we have a scheme on third party fire and theft, which can be up to 50% cheaper than most of our competitors. If you don't believe us please look at our price promise.

We also operate industry leading schemes for ladies over 25 years old who have not built up any No Claims Bonus(NCB from here on). These schemes are often used by ladies who have been on company car schemes and have not had the chance to build up a NCB. If the lady can prove she was a named driver on this scheme then she will be able to get a very generous discount on her car insurance.

Another very popular scheme is aimed at households moving from one to two cars. More often than not the NCB is in the males name and the woman has none. Girl Motor can offer an introductory NCB if we can see that the woman in question has been a named driver on the policy.

If you have any questions about these schemes do not hesitate to contact us.